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Home Loan

Home Loan

white and red wooden house miniature on brown table

What is Home Loan?

In today’s world, owning a house is a symbol of success. Everyone looks up to grab this once in a lifetime opportunity of owning their dream house. With exponentially rising prices of buying a house it is becoming extremely difficult to get the house in our budgets. At such instances, a home loan could be a huge relief as it ensures the management of required funds.

A home loan is a secured type of a loan wherein the house itself acts as a collateral against the loan. The repayment of loan can be bifurcated into simple and affordable monthly EMI’s over a period of few years. Generally, the interests on the home loans are much lower as it is a secured type of a loan. Based on your banking history and readiness with the down payment the loan amount and the tenure associated are devised by the banks.

Facts About Home Loan

  • Rate of interest : MCLR linked rate of interest starting at 8.35%
  • Loan tenure : Ranges between 5 to 30 years, higher than any other loan types
  • Nature of Home Loan : Secured against property being purchased (unlike Personal Loan which is unsecured in nature)

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Quick Approval

Easy Repayment

100% Transparency

Why Apply Home Loan with us?

Home loans are long term loans and it is highly important to have the right decision made at the start. By buying a home loan without researching banks and their interest rates you will end up repaying higher amounts in the long run. The experienced financial team at Express Paisa will analyze your exact requirement and provide you with the optimum financial solutions.

  • Free consulting for best home loan deal
  • Guaranteed lowest rate of interest
  • Low prepayment charges
  • Maximum loan value
  • Best EMI option
  • Maximum loan tenure

Loan Form